Richard is the founder of RK Life Strategies Inc. He has lived in the Niagara Region since coming to Brock University in 1985. Richard earned a bachelor’s degree in Psychology in 1990.  He worked at Family & Children’s Services for 6 years.  He began his career in the Financial Services Industry in 1996 when he was contracted by London Life. 

Richards’ passion for helping his clients and for his community involvement was recognized in April 2006, when he was the recipient of a Top 40 Under 40 Award in the Niagara Region by The Niagara Business Link.  He has also received annual recognition for his services to his clients on a national level.   Richard has been a qualifying member of the Million Dollar Round Table (MDRT) since 2005 which recognizes the top financial advisors worldwide.  

With over 26 years of experience, our mission is to build a financial security plan tailored to help meet your specific needs. We're dedicated to understanding your goals and providing you with the professional financial security advice needed to help you achieve those goals.

Whether purchasing a home, financing a child's education or retiring comfortably, your goals are specific to you and your financial security plan should be tailored to your needs.

We'll help you understand the choices to be made and the products available to help build a financial security plan to achieve your personal or business goals. And once your plan is in place, we'll continue to work with you by reviewing your financial security plan from time to time with you to help ensure you're still on track to achieving your goals.

Andrea Penner is our Office Manager.   She joined the practice January 2010.
Andrea has over 20 years' experience in the financial services industry.  Her interest was first peaked in high school after completing two co-op work terms within the financial services industry.  She formally began her career in financial services in 2000 where she quickly worked her way up through various Customer Service roles.  Andrea has over her career worked for Royal Bank, Manulife Bank, Canadian Tire Financial Services, Canadian Tire Bank and recently London Life / Freedom 55 Financial.  

Andrea lives in the Niagara Region with her husband Mark and their children Jeff and Gill.  She enjoys traveling with her family, volunteering, and most of all a good deal during a retail therapy session!

Andrea looks forward to assisting you further in getting your financial house in order.
 

Scott graduated from Brock University.  He began his financial advisory career in 2004 with London Life.  Scott joined Richard’s team in 2005.

Scott focuses on the financial needs of the business owner and their employees.  He provides tailored employee benefit plans for businesses across Niagara, as well as investment planning and life, critical illness and disability insurance planning.  

Scott lives in Grimsby with his wife and two boys.

Guy graduated from the University of Waterloo.  He began his financial advisory career with London Life in 1979. Guy joined Richard’s team in 2019.  

Guy is a Life Insurance specialist and has helped his client preserve their estates.  He has complete knowledge of all aspects of financial planning (including disability and critical illness insurance, investment planning and group benefits).

Guy lives in Fonthill with his wife Terry.  They have two married sons and five beautiful grandchildren.  Guy loves travelling, golfing and escaping the cold at their winter retreat in Florida.